please be careful of pre-approved credit card. why? i'll tell you why.
last year, i received a call from a credit card centre. this guy informed me to come and collect my cards. i said cards because they pre-approved 3 cards for me. i've been brought up with many interesting stories of previous victims so i wasn't very excited back then.
mistake.
and so i managed to be very reluctant about it. i gave various excuses to avoid collecting it. and finally on one stormy afternoon, two guys came to the office. they braved the heavy downpour just to come and send me the cards. i was stunned and surely found no escape route. point blank. i took all the cards, signed with a thought that this might come in handy one day. that's the mistake.
aftermath.
i cancelled the amex and mastercard. left with only a visa, i thought well it can't be that bad. swipe, fill up the tank, drive home and return for a refill every other week. one day, it says "declined". s**t!!
day after day, statement after statement and i haven't paid a single cent since january. last week, while in vain looking for some extra cash as i need to attend a course in KL, i can't withdraw my money.
"we haven't received anything since january, so all remaining balance in your account will be transferred as a minimum payment for your credit card and we will activate it back in a few days time".
wasn't that amazing?
last year, i received a call from a credit card centre. this guy informed me to come and collect my cards. i said cards because they pre-approved 3 cards for me. i've been brought up with many interesting stories of previous victims so i wasn't very excited back then.
mistake.
and so i managed to be very reluctant about it. i gave various excuses to avoid collecting it. and finally on one stormy afternoon, two guys came to the office. they braved the heavy downpour just to come and send me the cards. i was stunned and surely found no escape route. point blank. i took all the cards, signed with a thought that this might come in handy one day. that's the mistake.
aftermath.
i cancelled the amex and mastercard. left with only a visa, i thought well it can't be that bad. swipe, fill up the tank, drive home and return for a refill every other week. one day, it says "declined". s**t!!
day after day, statement after statement and i haven't paid a single cent since january. last week, while in vain looking for some extra cash as i need to attend a course in KL, i can't withdraw my money.
"we haven't received anything since january, so all remaining balance in your account will be transferred as a minimum payment for your credit card and we will activate it back in a few days time".
wasn't that amazing?
1 comment:
welcome ke dunia hutang bro...hahahahaha....
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